Buying a home or an investment property should be easy. That’s why we’ve made our loans straightforward and flexible to help you get your property dreams off the ground. Whether it’s a variable-rate, fixed-rate or a combination of both, you get to choose.
For flexibility. Make extra payments and redraw1 surplus funds, so you’re ready for whatever life offers. A variable-rate loan gives you the freedom to repay your loan your way, while also enjoying PLANLend’s competitive interest rates.
For certainty and peace of mind. You know exactly how much your interest rate and repayments will be, with a choice of fixed-rate terms from one to five years.
For funds to build your home. Your builder receives progress payments as each stage of your new home is completed. Construction loans can be for the full cost of constructing your home or just a portion of the building contract amount, and you pay interest as your progress payments are paid to your builder.
Our home loans options
Is a variable or fixed rate loan right for you?
PLANLend fixed or variable home loan features include:
Principal & Interest or Interest-Only1
30-year maximum loan term
Unlimited loan splits available
Weekly, monthly or fortnightly repayment options2
Ability to make additional repayments (limits apply on Fixed) 3