Buying a home or an investment property should be easy. That’s why we’ve made our loans straightforward and flexible to help you get your property dreams off the ground. Whether it’s a variable-rate, fixed-rate or a combination of both, you get to choose.
Variable-rate loans
For flexibility. Make extra payments and redraw1 surplus funds, so you’re ready for whatever life offers. A variable-rate loan gives you the freedom to repay your loan your way, while also enjoying PLANLend’s competitive interest rates.
Fixed-rate loans
For certainty and peace of mind. You know exactly how much your interest rate and repayments will be, with a choice of fixed-rate terms from one to five years.
Construction loans
For funds to build your home. Your builder receives progress payments as each stage of your new home is completed. Construction loans can be for the full cost of constructing your home or just a portion of the building contract amount, and you pay interest as your progress payments are paid to your builder.
Is a variable or fixed rate loan right for you?
PLANLend fixed or variable home loan features include:
To find out more about a PLANLend home loan, please contact your PLAN mortgage broker.
This video explains in under 2 minutes what redraw is, how you can access it and how redraw works and the benefits for you
Important Information
®Registered BPAY Pty Ltd ABN 69 079 137 518. Information accurate as at November 2017 and may change without notice. Please contact your PLAN mortgage broker for full product details.